Home loan Interest certificate

Many people get confused between EMI (Equated Monthly Instalment) and interest on housing loans. EMI consists of two parts interest and principal amount. While filing Income-tax returns taxpayers are often sceptical about which amount is to be added under which head. 

Let's clear this doubt with the help of a sample home loan interest certificate: 

Now onwards there won't be any confusion as to which amount to be added under which head.