Self-Assessment Tax is the balance tax payable after considering TDS, TCS, advance tax, reliefs and other available tax credits. If your final tax computation shows an amount payable, you should pay it before submitting your Income-tax Return.

You can pay Self-Assessment Tax online through the e-Pay Tax service available on the Income Tax e-Filing portal. Follow the steps below to generate the challan and complete the payment.

Steps to Pay Self-Assessment Tax

Step 1: Log in and Open e-Pay Tax

Log in to the Income Tax e-Filing portal using your PAN and password.

After logging in, go to:

e-File > e-Pay Tax

Step 2: Select the Applicable Income-tax Act

Select the Income-tax Act applicable to the period for which you are making the payment, and then click Continue.

• Select Income-tax Act, 1961 for Self-Assessment Tax relating to Assessment Year 2026-27 or an earlier Assessment Year.
• Select Income-tax Act, 2025 for payments relating to Tax Year 2026-27 onwards.

Step 3: Click New Payment

On the e-Pay Tax page, click New Payment to create a new challan.

You can also view previously generated challans and completed payments from this page.

Step 4: Select the Income Tax Payment Option

Locate the applicable Income Tax payment option that includes Self-Assessment Tax and click Proceed.

For an individual or another non-company taxpayer, the applicable major head is generally Income Tax – Other than Companies.

Step 5: Select the Year and Type of Payment

Select the correct Assessment Year or Tax Year, as applicable.

Under the type of payment, select Self-Assessment Tax and click Continue.

Step 6: Enter the Tax Breakup

Enter the amount payable under the relevant fields shown on the screen. The breakup may include:

• Tax;
• Surcharge, where applicable;
• Health and Education Cess;
• Interest;
• Fee; and
• Other amounts, where applicable.

Enter each amount under the correct field according to your final tax computation. Confirm that the total shown on the screen matches the amount you intend to pay, and then click Continue.

Step 7: Select a Payment Method

Select your preferred payment method and click Continue.

Depending on availability, payment may be made using:

• Net Banking;
• Debit Card;
• Payment Gateway using Net Banking, Debit Card, Credit Card or UPI;
• RTGS or NEFT; or
• Pay at Bank Counter.

The available options may differ depending on the selected bank and payment facility. Bank or payment-gateway charges may apply to certain methods.

Step 8: Preview and Complete the Payment

Carefully review the following details before proceeding:

• PAN and taxpayer name;
• Applicable Income-tax Act;
• Assessment Year or Tax Year;
• Type of payment;
• Tax breakup and total amount; and
• Selected payment method.

If any information is incorrect, use the Edit option to make the required changes.

Once all the details are correct, accept the applicable terms and click Pay Now or the payment button displayed on the screen. You will be redirected to the selected bank or payment facility to complete the transaction.

Step 9: Download the Challan Receipt

After successful payment, a Challan Identification Number (CIN) will be generated. Download and save the challan receipt as proof of payment.

You can also view the payment and download the receipt later from:

e-File > e-Pay Tax > Payment History

What If the Amount Is Debited but the Payment Is Not Confirmed?

Do not immediately make the payment again. First check the status under Payment History.

The bank and Income Tax portal may require time to reconcile the transaction. If the status is not updated after the prescribed waiting period, contact your bank and keep the transaction reference available.

Important Points to Remember

• Self-Assessment Tax is generally paid after calculating the final tax liability and before filing the return.
• Select the correct Income-tax Act and applicable year.
• Use Self-Assessment Tax as the payment type, not Advance Tax or Regular Assessment Tax.
• Enter tax, interest, cess and fee under their respective fields.
• Review the challan before making the final payment.
• A generated Challan Reference Number is generally valid for 15 days.
• Download the challan receipt and note the CIN after successful payment.
• Confirm that the paid tax is included in your return before submitting it.

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