How to File ITR-1 on myITreturn for AY 2026-27

What Is ITR-1?

ITR-1, also known as Sahaj, is a simplified income-tax return for eligible resident individuals.

For AY 2026-27, ITR-1 may generally be used by a resident individual, other than a Not Ordinarily Resident, whose total income does not exceed ₹50 lakh and includes:

• Salary or pension income;
• Income from up to two house properties;
• Income from other sources, such as bank interest or family pension;
• Long-term capital gains under Section 112A not exceeding ₹1.25 lakh; and
• Agricultural income not exceeding ₹5,000.

Documents and Information to Keep Ready

Before starting, keep the following available:

• PAN and Aadhaar details;
• Form 16 from each employer;
• Annual Information Statement and Taxpayer Information Summary;
• Form 26AS;
• Salary and pension details;
• Bank interest certificates or statements;
• Dividend details;
• House-property and housing-loan details;
• Details of eligible deductions;
• Section 112A capital-gains statement, where applicable;
• Advance-tax or self-assessment-tax challans; and
• Details of all active Indian bank accounts.

Step 1: Sign In to myITreturn

Visit myITreturn and sign in using your registered email address and password.

From the dashboard, select File Your Income-tax Return or the corresponding Start Now option.

Existing users should select the relevant taxpayer or member. A new user must first add a tax filer by entering basic details such as:

• PAN;
• Name as per PAN;
• Date of birth;
• Mobile number; and
• Email address.

 

After the member is created, click the member’s name to start filing.

Step 2: Complete PAN Verification and ERI Authorisation

The PAN must be verified before myITreturn can access information or submit the return through its e-Return Intermediary facility.

Where verification is pending:

1. Open the selected member’s profile.
2. Request the OTP.
3. Enter the OTP received on the registered mobile number.
4. Confirm that the member shows as verified.

Where required, myITreturn must also be added as the active ERI on the Income Tax e-Filing portal. This may be completed through the OTP process shown on myITreturn or from:

Step 3: Complete the Tax Profile Questionnaire

Answer the tax-profile questions accurately.

The tax profile helps myITreturn identify the income schedules and ITR form applicable to the taxpayer.

Step 4: Fill or Upload Income and Tax Details

Open the income and tax sections one by one.

Salary or Pension

Compare the imported salary details with Form 16. Check:

• Gross salary;
• Exempt allowances;
• Perquisites;
• Profits in lieu of salary;
• Standard deduction;
• Professional tax;
• Employer details; and
• Salary TDS.

Where there are multiple employers, ensure that income from every Form 16 has been included.

House-Property Income

For each property, review:

• Property address;
• Ownership percentage;
• Co-owner details;
• Whether the property is self-occupied or let out;
• Gross rent;
• Municipal taxes;
• Standard deduction;
• Housing-loan interest; and
• Final house-property income or loss.

Income from Other Sources

Check income such as:

• Savings-account interest;
• Fixed-deposit interest;
• Recurring-deposit interest;
• Dividend income;
• Family pension;
• Interest on income-tax refund; and
• Other taxable receipts.

Interest must be reported even where no TDS was deducted.

Section 112A Capital Gains

Where applicable, enter the prescribed summary of eligible long-term capital gains on listed equity shares, equity-oriented mutual funds or business-trust units.

Deductions

Review deductions according to the tax regime selected. These may include eligible deductions under Sections 80C, 80D, 80CCD, 80G, 80TTA or 80TTB, where legally available.

Taxes Paid

Match the tax-credit section with Form 26AS and relevant certificates. Review:

• TDS from salary;
• TDS from income other than salary;
• TCS;
• Advance tax; and
• Self-assessment tax.

The official ITR-1 filing process requires the taxpayer to confirm these tax-payment details before submission.

Step 5: Review Personal and Bank Details

Open the personal-information section and verify:

• Name and PAN;
• Date of birth;
• Aadhaar details;
• Mobile number and email address;
• Residential status;
• Address;
• Nature of employment;
• Filing status; and
• Tax regime.

Also check all Indian bank accounts held during FY 2025-26, excluding dormant accounts where permitted. Ensure that the account selected for refund credit is valid and correctly entered.

Step 6: Review the Detailed Computation

Open Summary or Detailed Computation and review the full calculation.

Check the following:

• Income under each head;
• Gross total income;
• Exempt income;
• Deductions claimed;
• Total taxable income;
• Tax regime selected;
• Income-tax calculation;
• Rebate, where applicable;
• Surcharge and health and education cess;
• TDS and TCS credits;
• Advance tax and self-assessment tax;
• Interest or late-filing fee, where applicable;
• Final tax payable; and
• Expected refund.

Step 7: Compare the Old and New Tax Regimes

The new tax regime is selected by default for AY 2026-27.

An eligible ITR-1 taxpayer without business or professional income may choose the old regime through the return for the relevant assessment year. Review both computations before confirming the selection because exemptions, deductions and tax rates differ between the regimes.

Confirm that the regime appearing in the detailed computation is the one you intend to use.

Step 8: Pay Any Remaining Tax

If the computation shows tax payable, pay the self-assessment tax before submitting the return.

After payment:

1. Wait for the challan to be generated.
2. Enter or import the challan details where they are not automatically reflected.
3. Reopen the detailed computation.
4. Confirm that the payment has been credited.
5. Check that the remaining tax payable is nil or has been correctly recalculated.

Step 9: Confirm the Return

Review the Income Tax Summary and click Continue.

Select the correct filing type:

• Original return: when no return has previously been filed for AY 2026-27;
• Revised return: when correcting an earlier return; or
• Another applicable filing category: where the return is being filed in response to a notice or order.

For a revised return, the acknowledgement number and filing date of the original return must be provided.

After checking the declaration, bank details, tax payable or refund and selected tax regime, click Almost Done, Confirm or the corresponding confirmation button.

Step 10: Submit and E-Verify the ITR

After confirmation, proceed to the submission screen and select Submit ITR Now or the available submission option.

Complete the OTP or authentication requested by myITreturn. Once the return is successfully submitted, download or retain:

• ITR acknowledgement number;
• ITR-V;
• Filed return copy; and
• Detailed computation.

Where direct submission is unavailable, myITreturn may allow the return JSON to be downloaded and uploaded separately on the Income Tax e-Filing portal.

The return must also be verified. Depending on the available facility, verification may be completed through Aadhaar OTP, EVC, net banking or another permitted mode.

Step 11: Check the Filing Status

To check the status on myITreturn:

1. Sign in to myITreturn.
2. Select the relevant member.
3. Open the member dashboard.
4. Confirm whether the return has been submitted and verified.

The status may also be checked on the Income Tax e-Filing portal under:

Keep the acknowledgement and ITR-V for your records.

Common Mistakes to Avoid

Conclusion

Filing ITR-1 through myITreturn involves more than importing prefilled information. The taxpayer should complete the tax profile, verify ITR-1 eligibility, reconcile income and taxes, confirm the tax regime, review the detailed computation, pay any outstanding liability and complete submission and e-verification.

The final return should be checked against Form 16, AIS, Form 26AS, bank statements and other supporting records before it is confirmed.